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Your Household Budget

What kind of budget are you setting up?

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🏠 Household Budget

Our Budget

Track income, expenses, assets, debts, and savings goals.

💾 unsaved
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Household Income

Monthly take-home after tax

Income Earners
Household Monthly Snapshot
Full ring = income · slices = expenses · green = surplus
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income
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Expenses

Monthly household costs

Expense Amount Freq
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Person 1's Income

Monthly take-home after tax

$
$
Person 1's Snapshot
Full ring = income · slices = expenses · green = surplus
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income
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Person 1's Expenses

Monthly costs

Tip: Check "blend" for expenses that go away once you move in together — rent, separate utilities, solo subscriptions, etc.
Expense Amount Freq Blend
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Person 2's Income

Monthly take-home after tax

$
$
Person 2's Snapshot
Full ring = income · slices = expenses · green = surplus
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income
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Person 2's Expenses

Monthly costs

Tip: Check "blend" for expenses that go away once you move in together — rent, separate utilities, solo subscriptions, etc.
Expense Amount Freq Blend
How this works: Assets build your net worth picture. Debts are tracked by balance — monthly payments flow automatically into your budget. Use 🔍 Estimate on any asset to look up a current market value.
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Net Worth Snapshot

Assets vs. debts at a glance

Assets
Each slice = one asset
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total assets
Debts
Each slice = one debt
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total debts
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Assets

What your household owns

Assets
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Debts

Balances & payments flow into your budget

Keep it simple: Enter each debt's current balance and your actual monthly payment.
Debts
Shared Debts (joint loans, household…)
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Emergency Fund

Recommended: 3–6 months of expenses

Fill in your assets and expenses to see your emergency fund coverage.
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Savings Goals

Track progress toward anything that matters

How goals work: Enter a target, how much is already saved, and your monthly contribution. The tracker shows your progress and estimated timeline.
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Goals Summary

Monthly commitment & timelines

Add goals above to see your summary.
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Net Worth

Full breakdown in Assets & Debts

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Cash Flow

Income vs. all expenses & payments

Monthly Budget
Full ring = total income · every slice = an expense · green = surplus
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income
Cash Flow Waterfall
Income → expenses → debt payments → surplus
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Debt Overview

All liabilities, payments & estimated payoff

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Full Itemized Budget

Every expense and payment